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Beliefs and Philosophies

Our core beliefs and philosophies

We believe that money is the means, not the goal. Money can assist in the achievement of our goals but many times making astute lifestyle choices is the key to success.

In our society, there are certain activities undertaken by professionals and financial consumers that are usually harmful to a person's financial health. Financial publications, chat rooms, discussion forums, and many television programs promote investment habits which we believe, and which the most respected financial research confirms, are at best unproductive and at worst destructive.

At our firm, we won't be promoting the "hot" stocks or attempting to "time" the market. We will recommend you accept some of the risks of the investment markets if your time horizon is greater than three years. For short term financial needs, we'll recommend investing in ways to mitigate this risk.

The investment discipline we provide is not rocket science. Our clients have the intellectual ability to practice it, but don't have the time or desire to do so. Our investment services are valuable to them because we follow an agreed upon systematic plan, which takes the emotions out of their decisions. Additionally, we handle all the paperwork, do ongoing research, and take care of the necessary day to day activities associated with maintaining an investment portfolio.

We believe in the value of synergy--of the team approach to financial planning. It is vital that we work along side your other professional advisors. Timely communication and exchange of data and ideas between all related parties is essential to creating an effective plan for you. We will never share your financial information with outside persons unless and until we receive direction from you to do so.

We will invest your capital as carefully as our family's. We know that your hopes for your family's future are every bit as important to you as ours are to us.

Our role is to provide financial leadership. We promise to tell you the plain, unvarnished truth all the time, even when you may not want to hear it. It is said that a good leader takes people where they want to be, while a great leader takes people where they ought to be.